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Boat and RV Loans

Hit the open road or sea with a boat or RV loan from Democracy FCU!

We provide low rates and great service. You can explore the unknown with your new ride and save hundreds!

Get a Recreational Loan for:

  • RVs
  • Motorcyclyes
  • Boats

Find Out How Much You Can Afford

How much do you want to spend monthly on your new toy?
Borrow for up to 36 months
and you can borrow up to:
Loan Amount
Borrow for up to 60 months
and you can borrow up to:
Loan Amount
Borrow for up to 72 months
and you can borrow up to:
Loan Amount>

Apply Today Contact Us to Get Started

Calculations use lowest possible rate, and your rate and/or payment may differ. Rates used in payment calculations above include discounts for direct deposit of net check (pay, Social Security, retirement); or a minimum of $2,500 in unencumbered shares in the Credit Union and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

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Why get a boat or RV loan at Democracy FCU?

If you’ve been dreaming of setting sail on the water or looking for an incredible RV for fun camping trips, you’ll need the apparatus to make your vision come true. However, perhaps the financial component is holding you back. We’re here to help—Democracy Federal Credit Union can support you financially to make your dream of owning an RV or boat a reality.

We believe that everyone deserves a chance to indulge in their passions while enjoying financial stability. Choosing a credit union boat and RV loan from Democracy FCU is the resource you need to make this happen. That’s why we offer up to 100 percent financing of the final purchase price, so you won't need to worry about additional costs or fees. With APRs as low as 3.55 percent for boat loans and 6.5 percent for RV loans, you can find a financing option that fits your needs and budget.

Fortunately, boat and RV financing closely resembles automotive loans. They’re based on an established contract and fixed interest rates. Over the course of your loan payments, there won’t be any surprises. You can confidently expect the payments to remain the same throughout the duration of the loan.

Securing a credit union boat and RV loan shouldn’t be a hassle. It doesn’t matter if you’ve got your eye on a brand-new boat or a used RV. You deserve the best deals and customer service to make your dreams a reality. 

Democracy FCU is ready to help with recreational vehicle loans. We always put our clients first. Our team of financial advisors is ready to guide you through the process and answer any questions. If you live in Northern Virginia, Maryland, or the DC area, sign up for our services today. Become a member of Democracy Federal Credit Union to reap the incredible loan benefits we offer. With us, you can have peace of mind while pursuing your dreams.