Branch and ATM Locator
- Members who use a Democracy FCU ATM will not be charged a fee.
- Members who use one of the 30,000 surcharge-free ATMs will incur a $2.00 non-proprietary ATM fee from Democracy FCU, but not an out-of-network fee.
- Please look for the CO-OP Network logo before using the ATM. ATMs that do not have this logo are not surcharge-free.