Member Rewards

Get rewarded for becoming a new member and your continued loyalty through the years with Democracy FCU.

At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, by becoming a new member and for your years of loyalty to Democracy FCU, we would like to say THANK YOU by offering an additional discount on our already low-interest rates for signature and auto loans.*

Member Rewards

Loyalty Member Rewards

Members who fall into one of the below categories can take advantage of the discounts on our already low rates for signature and auto loans*:

VIP Members - 62+ years, or $5K-$15K combined balances or 20+ transactions per month, 0.25% APR* discount
Executive Members - $15K+ in combined balances or 30+ transactions per month, 0.50% APR* discount
Presidential Members - $100K+ in combined balances or 40+ transactions per month, 0.75% APR* discount

New Democracy FCU Members have 90 days to take advantage of the below offers:

0.50% APR* discount on auto loans with rates as low as 3.60% APR!*
0.25% APR* discount on Signature Loans with rates as low as 8.24% APR!*
Visa® Classic Credit Card: 7.99% APR* on purchases, balance transfers and cash advances for 18 months.
Visa® Rewards Credit Card: 5.99% APR* on purchases, balance transfers and cash advances for 18 months.

*Loan Disclosure/Certificate Disclaimer: Cannot be used in conjunction with other promotions or discounts. Certain restrictions may apply.

*APR = Annual Percentage Rate. Offer only valid for 90 days from new member account opening. Click here for Visa Credit Card Disclosures.