Member Rewards

Loyalty Member Rewards

Members who fall into one of the below categories can take advantage of the discounts on our already low rates for signature and auto loans*:

• VIP Members - 62+ years, or $5K-$15K combined balances or 20+ transactions per month, 0.25% APR* discount
• Executive Members - $15K+ in combined balances or 30+ transactions per month, 0.50% APR* discount
• Presidential Members - $100K+ in combined balances or 40+ transactions per month, 0.75% APR* discount

New Member Discounts

New Democracy FCU Members have 90 days to take advantage of the below offers:

• 0.50% APR* discount on auto loans with rates as low as 3.60% APR!*
• 0.25% APR* discount on Signature Loans with rates as low as 8.24% APR!*
• Visa® Classic Credit Card: 7.99% APR* on purchases, balance transfers and cash advances for 18 months.
• Visa® Rewards Credit Card: 5.99% APR* on purchases, balance transfers and cash advances for 18 months.

Additional discounts include: 

• Promotional rates on loans and deposits
• Discounts at major retailers in-store and online

Member Rewards Program

*Loan Disclosure/Certificate Disclaimer: Cannot be used in conjunction with other promotions or discounts. Certain restrictions may apply.

*APR = Annual Percentage Rate. Offer only valid for 90 days from new member account opening. Click here for Visa Credit Card Disclosures.